Account information for this Lucianne member

The reality of the Social Security system and laws is that the system design is fundamentally and fatally flawed. Unless we fix the design flaws, any other changes to the system are purely cosmetic and doomed to perpetual tinkering, temporary fixes, and eventual failure. We will have failed our younger citizens by failing to address the flaws. The options are painfully simple. Do nothing, which our federal government has done well since the program's inception, or truly fix the system. The crux of the problem is that the Social Security system was never structured to keep the beneficiary front and center of every investment decision.